129742939299375000_240The regulator according to the information released on February 17, 2011 $ 113.28 trillion in total assets of banking institutions in China last year, an increase of 18.9%. Commercial Bank net profit more than trillion-yuan mark, reached 1.0412 trillion yuan, hit a historical high.
According to this calculation
diablo 3 gold, commercial banks make every day an average of about $ 2.85 billion last year. Growth in net profit from a yearNear 40%, the Beijing times reported, in accordance with the classification of China Banking Regulatory Commission, China's commercial banks include large banks, joint-stock banks, city commercial banks, rural commercial banks and foreign banks. Data show, up to the last quarter of 2011, Bank's net profit last year reached 1.0412 trillion yuan, over the same period last year of $ 763.7 billion growth threeAmong them, 19.3% non-interest income ratio
tera gold, comparing the three quarter 2011, has declined.
According to this calculation, commercial banks last year day "gold" 2.853 billion yuan. In response to this growth, zhongyangcaijingdaxue Finance Institute Professor Guo Tianyong had previously said in an interview with this newspaper, although the overall profits of commercial banks is very high, but growth rateIs far better than in 2005, 2006, profit growth rate reached 50% per cent of the banking industry at that time, some small and medium-sized banks increase even as high as 100% per cent. Bad loan data also showed rebounded slightly on the day, 2011 fourth-quarter, banks ' non-performing loans for $ 427.9 billion, than the end of the third quarter increased by $ 20.1 billion��
Bad loan ratio rose from the end of the third quarter of 0.9% per cent, down from 1.1% last year. It is reported that the suspicious loans in bad loans and subprime loans accounted for the vast majority. All commercial banks, rural commercial banks and big banks ' non-performing loan ratios and 1.6%, respectively, above average; in addition, quarter banking financial institutions allocate coveredCover rate increased to 278.1%, the core capital ratio increased to 10.2%, capital adequacy ratio is 12.7%, are higher than the level in the same period last year. Yang Rong, analyst at CITIC construction believe that 2012 Central next move of China's economic growth, the Bank regulatory environment needs to relax, especially capital regulation. Earlier media reports said the regulator will be moderately relaxed scheduled for2012 implementation of new banking capital adequacy standards.
Media cumulative calculation "Black Dragon", 18th, reports reached 2.65 trillion yuan in net profit last year of commercial banks in China, netizens controversy online. Some scholars point out that, which made a statistical error
diablo 3 power leveling, mistakenly equate annual profit by quarter of profit and at the end.
After the report is deleted. The Central FinanceUniversity finance Professor Han Fuling pointed out on Twitter, the CBRC statistics are at the end of each quarter of profits, in fact, at the end of four quarters of data closer to data for the year, plus investment income, and other minor adjustments.
The report at the end of four quarters of data for each of the four quarters of profit simple addition to come up with an impressive figure of $ 2.65 trillion for the year. Extension of banking"Windfall" focus on commercial banks profits have broken message triggered another trillion to the public last year for banking "windfall" issue of concern. Prior to this, Hong Qi, President of cmbc have "2011 global entrepreneurs Forum" truth on Bank profits are too high, himself, "I'm sorry" announced Deputy Secretary General of China International Center for economic exchange Mr Chan said in an interview with, Per capita net income of the Bank is 12 times of industrial enterprises. Guo Tianyong had told this newspaper that, starting from the 2003 banking reform since the Bank renders high growth rates. Because of the high entry threshold, interest rates there is no market, banking industry relative strength of the party, exist relative monopolistic problem, but it also has a certain degree of rationality and high profitsSex. In his view, to change the profit situation in the banking sector, on the one hand should be to break the monopoly of State-owned commercial banks and big banks, reducing barriers to financial institutions while promoting the reform of interest rate marketization. But under the current market-oriented reform of interest rates that are difficult to accomplish, banks may consider appropriate to reduce bank interest rates to balance the interests of all parties concerned, such as with a single or doubleNarrows the Bank spreads and cutting 0.5%-cent, or transfer of a portion of profits to enterprise resident. Online statement Gold: gold online reprint of the above content, does not indicate that confirm the description, for investors ' reference only and does not constitute investment advice. Investor operations accordingly, at your own risk.
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